I also find that the way that I pay my bills, the apps think I pay some things twice in a month and it messes up the tracking. Knowing what is left for the month overall doesn’t help me know when to pay which bills. I do a monthly budget and a budget for each paycheck. What I personally do not like about using an app is that you can’t break the budget down into paychecks. You still have to set it up and make sure you are tracking your spending so you don’t go over your budget.
SIMPLE MONTHLY BUDGET WORKSHEET EXCEL HOW TO
It’s super easy to set up and includes a how to video on setting it up.īudgeting apps are more convenient than pen and paper or even a spreadsheet since you can carry it everywhere with you on your phone. It even comes with a debt snowball spreadsheet, Christmas budget spreadsheet and includes a year at a glance so you can see spending trends. You can use it on the go on your phone within the app. The Paycheck Budget Spreadsheet works with Google Sheets and Excel. The Yearly Paycheck Budget Spreadsheet however is easier to use and includes everything you need in a budgeting system.
SIMPLE MONTHLY BUDGET WORKSHEET EXCEL FREE
You can get the Free sample of one month Google Sheet here. So there is nothing wrong with using a combination of templates. I also use a budgeting app to help track my investments, spending, and net worth. I like to write it out and I like using a spreadsheet to play around with the numbers. Like I said before, writing it down helps you achieve your goals so I would still recommend writing it out at first. Once you get the hang of your budget and writing it down, it will be easier to move it to a spreadsheet. The templates are already formulated and you don’t have to create all the tables. Grab your free monthly budget template here:Įxcel budget templates make using your budget spreadsheet so much easier. You can also sign up for my free budgeting course that will help you make your budget with step-by-step directions. Those goals can be your emergency savings fund, paying off debt, or something else you want to save up for. Once you allocate for everything you need, expenses, food, gas, sinking funds, and cash envelopes, everything leftover goes toward your goals. So it will look like you have zero dollars left. It is made to be used with a zero-based budget so that every dollar you earn works for you.īasically, on paper, you want to allocate every single dollar that you earn. This is a free printable monthly budget template that is easy to use.
FREE PRINTABLE BUDGET TEMPLATES Budgets Made Easy’s FREE Simple Monthly Budget Template So, writing it down makes you more likely to stick to your budget. A budget is simple a goal for your money. Studies have shown that you are 1.5 times more likely to achieve a goal by writing it down. But writing out your budget helps you be more accountable to it and stick to it. I recommend writing out your budget especially at first then moving to a budgeting app or spreadsheet.īudgeting apps are fine if it helps your budget work for you. It doesn’t do you any good if you don’t actually put it to work. Remember to find the template that works best for your family and use it. Here are the Top Free Budgeting Templates When you can plan for things you typically forget, it makes it easier to stick to your budget. Most of the time, the reason it’s hard to stick to your budget is because something comes up that you didn’t expect. It provides a standardized way to categorizing your budget so that you do not forget important budget categories. What are the benefits to using a budget template? It can be a spreadsheet or on an app.įind what works for you and your family and use it.
Your budget template does not have to be written down on paper (even though that’s what I recommend). It makes budgeting easier so you will actually stick to it. It makes it standardized and easy to transfer your budget categories and amounts over from month to month. A budget template is a simple way to make your monthly budget.
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